DSP MULTI ASSET ALLOCATION FUND

 DSP MULTI ASSET ALLOCATION FUND​ - NFO  

 

Scheme Details

Launch Date : 07th September, 2023

Close Date : 21st September, 2023

Type : An open ended scheme investing in equity/equity related securities, debt/ money market instruments, commodity ETFs, exchange traded commodity derivatives and overseas securities 

Category: Multi Asset Allocation

Plans :  A) Regular Plan B) Direct Plan

The Plans under the Scheme will have common portfolio

Option: - Growth - Income Distribution cum Capital Withdrawal (‘IDCW’)  Payout of Income Distribution cum Capital Withdrawal (‘IDCW’)  Reinvestment of Income Distribution cum Capital Withdrawal (‘IDCW’)

Default Option - Growth Option in case Growth Option or Income Distribution cum Capital Withdrawal (IDCW) Option is not indicated. - Payout sub-option in case Payout of IDCW Option or Reinvestment of IDCW Option is not indicated.

Minimum application amount : Rs. 100/– and any amount thereafter

Note: The minimum application amount will not be applicable for investment made in schemes in line with SEBI circulars on Alignment of interest of Designated Employees of AMC.

Entry load : Not Applicable The upfront commission on investment made by the investor shall be paid to the ARN Holder directly by the investor, based on the investor’s assessment of various factors including service rendered by the ARN Holder.

Exit load  : Nil

Note: No exit load shall be levied In case of switch of investments from Direct Plan to Regular Plan and vice versa

Fund manager : Ms. Aparna Karnik (Equity portion), Mr. Prateek Nigudkar (Equity portion), Mr. Sandeep Yadav (Debt Portion), Jay Kothari (Dedicated Fund Manager for overseas investments) and Mr. Ravi Gehani (Dedicated Fund Manager for Commodities) will be the fund managers of the Scheme.

Benchmark Index : 40% NIFTY500 TRI + 20% NIFTY Composite Debt Index + 15% Domestic Price of Physical Gold (based on London Bullion Market Association (LBMA) gold daily spot fixing price) + 5% iCOMDEX Composite Index + 20% MSCI World Index

Investment Objectives : The investment objective of the Scheme is to seek to generate long term capital appreciation by investing in multi asset classes including equity and equity related securities, debt and money market instruments, commodity ETFs, exchange traded commodity derivatives and overseas securities There is no assurance that the investment objective of the Scheme will be achieved.

Why consider investing in DSP Multi Asset Allocation Fund?

Diversifies your portfolio:

This fund invests in a mix of assets such as equity/equity related securities, debt/ money market instruments, commodities such as Gold ETF, exchange traded commodity derivatives and overseas securities, some of which have relatively low or no correlations with each other. This strategy aims to help reduce the impact of poor performance and volatility in any single asset class within your overall portfolio.

Offers you potentially better risk-adjusted returns:

Investing in a multi-asset allocation strategy gives you the opportunity to get equity-like returns but with about half the volatility. Over the last 23 years, domestic stocks (Nifty 50 TRI) gave an annual return of 12.8% with the standard deviation of 22%, whereas a multi-asset approach achieved a 12.2% return with much lower standard deviation of 12%.1

Provides you with the benefit of indexation:

When you invest in assets separately, you also pay separate taxes on each of them. This can lead to higher taxes if you churn more frequently. However, by mixing assets in a structured fund, it allows you to get international equities, debt and gold allocations taxed at lower rates along with the benefit of indexation.

Keeps the draw-downs low:

The diversified nature of mixed assets aims to protect the downsides in the portfolio in times of market falls. For instance, during the 2008 financial crisis, domestic equities experienced a drawdown of ~60%, whereas the multi-asset allocation saw a drawdown of only ~30%.2

This scheme is suitable for investors who are seeking :

Long term capital growth

Investment in a multi asset allocation fund with investments across equity and equity related securities, debt and money market instruments, commodity ETFs, exchange traded commodity derivatives, overseas securities and other permitted instruments

Investors should consult their financial advisers if in doubt about whether the Scheme is suitable for them

       

                             

 

 

Source: DSP Internal

(Disclaimer: The content herein does not consider individual investor’s objectives, risk appetite or financial needs or circumstances or the suitability of the mutual fund products described herein. Hence, investors are advised to consult their professional investment adviser/ consultant/ tax advisor for investment advice. 

A mutual fund scheme is NOT a DEPOSIT product and is not an obligation of, guaranteed, or insured by the mutual fund or its AMC. Due to the nature of the underlying investments, the returns or the potential returns of a mutual fund product cannot be guaranteed. When presented, historical performance is purely for reference purposes and does not guarantee future results)

Mutual funds are solely Distributed by GoldenFundswala under AMFI ARN- 246349, BSE Star MF- 57315 

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.